She Lost $35,000 on Penny Slots
When Linda Mannerberg attended the Conference of money for women in Las Vegas, Nevada in 2012, has been struggling with debt and gambling addiction hid from his neighbor. She attended the conference this year, in April 2013, but this time she was in a completely different place. He received a standing ovation for turning your financial life in a single year.
Like many other women at the conference praised its success, I was deeply moved by the story of Linda and asked if I could share with our readers. She agreed, but said he did not think it was a big deal. I told him I did not agree. This is his story:
When I arrived at the conference last year, I was in a lot of debt. I had the credit card debt, car loans and payday loans. I would be paid and pay the interest on the payday loan, but not enough to pay the loans.
I also had a gambling addiction - I woke up in the middle of the night to play.
My boyfriend and I have lived in Las Vegas about nine years. When we moved here, a new casino held a slot tournament. It has nothing to join, if it costs a friend and I decided to go. I found myself in the final and won $ 5,000. It was then that my problem with the game began. I thought that if I won, so I can win again.
Of course, I never did.
In fact, this year, when we went to the casinos to make our tax gambling losses, I was shocked. It showed that I lost $ 35,000 with all the casinos. I used to play slot machines Penny and I could not stop thinking. "I was playing 40 cents at a time", but he adds.
Keeping Secrets
No one knew of my financial problems. I hid them from my parents and my boyfriend. We've been together 22 years, and he has no idea. I followed everything to me. We have our own checking and savings, so we did not know what was happening.
So I listened carefully at the conference, and took many notes. I knew I had to change, because if it did, it would be worse. I sat with my boyfriend and told him the whole story. He was sure he was going to throw me in the street, but was very good at it.
He said he would help me, but I needed to follow what he said. He took my money. I cashed my check and gave. He paid the payday loans and resumed my payments on other loans and gave me enough money to put gas in the car or whatever.
Finally, after six months, we decided that I could open a savings account - but he said he wanted to see how he could do. I think I did prove to myself that I could get without spending money.
Getting Help
After the conference, I also spoke with a friend at work about my problem. She told me that I would be surprised to see how many people are players, and I have to talk to one of my colleagues, I was surprised, also had a gambling problem. She took me to the players Anonymous meetings.
Now I do not want to be in most casinos. If I get a game I call a friend, or stay at home and not seen.
Last year when this happened, I had about $ 12,000. Since then, I've paid my boyfriend all the money spent to pay my debts. Only I have student loans and my car loan now.
After the Conference the first woman money, I ordered my credit card without ISR Credit.com see my credit score and my boyfriend. Once a month, we look to see if my credit scores are better.
Recently, I need a new car, so I applied online to see what I could get. When I found out that I qualified for a car loan at 2.9 percent, I began to mourn. My last car loan at a rate of 9 percent. We ended up buying my car at a dealership in Utah, 404 miles away, because it saved me $ 3000. Now carefully investigate things.
I recently opened my own checking account. My goals now are to double my payments on my student loans and cars. My boyfriend is going to prepare for retirement and want to be able to retire, too. Ready for retirement is my goal now.
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